Terms and Conditions

Welcome to kregzo

This page explains our terms of use. When you use Kregzo, you are agreeing to all the rules on this page. Some of them needs to be explained in the legal language, but we’ve done our best to offer simple and clear explanation of what everything means – hence the summaries are included in these boxes.

Welcome to Kregzo. By using this website (the “Site”) and services (together with the Site, the “Services”) offered by Kregzo, PBC (together with its parents, subsidiaries, affiliates, agents, representatives, consultants, employees, officers, and directors — collectively, “Kregzo,” “we,” or “us”), you’re agreeing to these legally binding rules (the “Terms”). You’re also agreeing to our Privacy Policy and agreeing to follow any other rules on the Site, like our Community Guidelines and rules for starting projects.

We may change these terms from time to time. If we do, we’ll let you know about any material changes, either by notifying you on the Site or by sending you an email. New versions of the terms will never apply retroactively — we’ll tell you the exact date they go into effect. If you keep using Kregzo after a change, that means you accept the new terms.

Kregzo is for your personal, non-commercial use, except as explained in section 4 and section 5 below.

About Creating an Account

This page explains our terms of use. When you use Kregzo, you are agreeing to all the rules on this page. Some of them needs to be explained in the legal language, but we’ve done our best to offer simple and clear explanation of what everything means – hence the summaries are included in these boxes.

Users of this website may create an account as an / a

  • “Explorer” (who are looking for opportunities, willing to contribute, collaborate and are / may become or introduce to potential investors),
  • “Creator” (who are willing to start on a new journey by transforming their idea into a business, or are owner of a startup / small scale business or a company),
  • “Game Changer” (who are currently a mentor, influencer, or an investor – must complete our accredited investor / mentor questionnaire), or they may view content made available to the general public.


You must treat your identification username, password or any other piece of information provided as part of Kregzo’s security procedure (together with the User ID) as confidential and must not disclose it to any third party.

Kregzo does not permit the following:

  • Sharing of user ID’s
  • Access through a single User ID being made available to multiple users or a network
  • Creation or use of User ID by any person below the age of 12.


Kregzo shall have the right to disable any User ID at any time if in Kregzo’s reasonable options you have failed to comply with any of the provisions of company’s and website’s Terms and Conditions.

If you know or suspect that anyone other than you know your User ID, you must promptly notify Kregzo at [email protected]

User Obligations

To Act responsibly. You are promising to act responsibly – which means you are making the following promises.

  • Requirements to Use the Services
    • That you have the right, authority, and capacity to enter into this agreement on your own behalf and on behalf of any entity for whom you are acting and to abide by all the terms and conditions contained herein, and that if any aspect of your participation in Kregzo violates provisions of the law to which you are subject, you will cease using the services and close your account.
    • That you are at least 12 years old, and that if you are less than 12 years old, your parent or legal guardian has agreed to stand behind any agreement you enter into as a participant on Kregzo.
    • That you shall not use a false name or email address owned or controlled by another person with the intent to impersonate that person on for any other reason.
    • That you shall not use a User ID name that is subject to any rights of a person other than yourself without appropriate authorization.
    • That you shall be solely responsible for maintaining the confidentiality of your password.
    • That you will update your registration information with the company as needed so that it remains true, correct and complete at all times.
    • That you will conduct yourself in a professional manner in all your interaction with Kregzo and with any other Kregzo user.
  • Requirements related to Content on Kregzo
    • That you will only provide Kregzo with Content that you have a right to provide Kregzo and to all Kregzo to display through the Services.
    • That you have adequate rights to all copyrights, trademarks, trade secrets, intellectual property or other materials provided by you for display by Kregzo.
    • That you understand that any other Content you find on or through Kregzo is the sole responsibility of the person who originated such Content.
    • That you understand that your Content may be republished and if you do not have the right to submit Content for such use, it may subject you to liability, and that Kregzo will not be responsible or liable for any use of your Content by Kregzo in accordance with this agreement.
    • That you are not relying on Kregzo to, and that you understand that we do not, endorse, support, represent or guarantee the completeness, truthfulness, accuracy or reliability of any Content or communications posted via the Services or endorse any opinion expressed via the Services.
    • That you understand that by using the Services, you may be exposed to Content that might be offensive, harmful, inaccurate or otherwise inappropriate, and that you have no claim against Kregzo for any such material.
    • That you understand that the Service may include advertisements or other similar items, which may be related to Content, queries made through the Services, or other information, and you have no claim against Kregzo for the placement of advertising or similar content on the Services or in connection with the display of any Content or other information from the services.

Things You Definitely Shouldn't do

This section is a list of things you probably already know you shouldn’t do – lie, break laws, abuse people, steal data, hack other people’s computers, and so on. Please behave yourself and don’t do this stuff.

We expect our users to act responsibly and help keep this a nice place. Don’t do any of these things on the site.

  • Don’t break the law.
    • Don’t take any action that infringes or violates other people’s rights, violates the law, or breaches any contract or legal duty you have towards anyone.
  • Don’t lie to people.
    • Don’t post information you know is false, misleading or inaccurate. Don’t do anything deceptive or fraudulent.
  • Don’t offer prohibited items.
    • Don’t offer any rewards that are illegal, violate any of Kregzo’s policies, rules or guidelines or violate any applicable law, statute, ordinance or regulation.
  • Don’t victimise anyone
    • Don’t do anything threatening, abusive, harassing, defamatory, libellous, tortious, obscene, profane or invasive of another person’s privacy.
  • Don’t spam.
    • Don’t distribute unsolicited or unauthorised advertising or promotional material, or any junk email, spam, or chain letters.
    • Don’t run mail lists, list servers or any kind of auto-responder or spam on or through the site.
  • Don’t harm anyone’s computer.
    • Don’t distribute software viruses, or anything else (Code, films, programs) designed to interfere with the proper function or any software, hardware, or equipment on this site (whether it belongs to Kregzo or another party).
  • Don’t abuse other users’ personal information.
    • When you use Kregzo – and especially if you create a successful idea – you may receive information about other users, including their names, email address. This information is provided for the purpose of participating in Kregzo ideas: don’t use it for other purposes and don’t abuse it.
This section is a list of things you probably already know you shouldn’t do – lie, break laws, abuse people, steal data, hack other people’s computers, and so on. Please behave yourself and don’t do this stuff.
  • Don’t try to interfere with the proper workings of the services.
  • Don’t bypass any measures we’ve put in place to secure the services.
  • Don’t try to damage or get unauthorised access to any system, data, password or other information, whether it belongs to Kregzo or another party.
  • Don’t take any action that imposes an unreasonable load on our infrastructure, or any third-party providers (We reserve the right to determine what’s reasonable).
  • Don’t use any kind of software or devices (whether it’s manual or automated) to “crawl” or “spider” any part of the site.
  • Don’t take apart or reverse engineer any aspect of Kregzo in an effort to access things like source code, underlying ideas, or algorighms.

Privacy & protection of user's personal information

Privacy Policy: KREGZO highly values your privacy. Please review our Privacy Policy to learn more about how we collect and use information about you via the Services. The Privacy Policy explains how Kregzo treats your personal information and protects your privacy when you access Kregzo and use the Services.

Amendments to the Privacy Policy: We may ament the Privacy Policy at any time in our sole discretion, effective upon posting the amended Privacy Policy at the domain of where the prior version of the Privacy Policy was posted, or by communicating these changes through any written or other contact method we have established with you. Your use of the Services following the date on which such amended Privacy Policy is published will constitute consent to such amendments to the extent they do not have retroactive applicability.

You acknowledge that you have read and agree to all of the terms and conditions of Kregzo’s Privacy Policy and that you agree to the incorporation of the Privacy Policy into these Website Terms & Conditions.

introduction / duties of good faith

The Services shall provide you with the opportunity to be introduced to persons and businesses of interest to you. You agree that you shall at all times act in good faith with respect to any persons or businesses to which you may be introduced through the Services.

License of your information and content to Kregzo

By uploading, posting, transmitting, sharing, or otherwise making available to the Services any information or content, or submitting any materials for use on the Services, you grant (or warrant that the owner of such rights has expressly granted) Kregzo or its designee a perpetual, royalty-free, irrevocable, fully-paid, non-exclusive, worldwide right and license to use, reproduce, modify, adapt, publish, sublicense, translate, reformat, create derivative work(s) or adaptation(s) from, and distribute such information, content, and / or materials. Kregzo retains the right, as its absolute discretion, to edit or remove any information, comments, messages or other content posted or delivered by any user or visitor to the Website.

Any information, content, and / or materials which you contribute to the Website (“Contributions”) must:

  • be accurate (where they state facts);
  • be genuinely held (where they state opinions); and / or
  • comply with applicable laws in the United Arab Emirates and in any country from which they are posted.


Contributions must not:

  • contain any material which is defamatory of any person;
  • contain any material which is obscene, offensive, hateful or inflammatory;
  • promote sexually explicit material;
  • promote violence;
  • promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
  • infringe any copyright, database right or trade mark of any other person;
  • be likely to deceive any person;
  • be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
  • promote any illegal activity;
  • be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety;
  • be likely to harass, upset, embarrass, alarm or annoy any other person;
  • be used to impersonate any person, or to misrepresent your identity or affiliation with any person;
  • give the impression that they emanate from us, if this is not the case; or
  • advocate, promote or assist any unlawful act such as (by the way of example only) copyright infringement or computer misuse.


In connection with the foregoing, you agree that Kregzo may at any time, and at its absolute discretion, withdraw or delete any information or content posted to the Website, including without limitation any information or content that is deemed by Kregzo to be in violation of these Website Terms & Conditions, to be in violation of any guidelines imposed by Kregzo (such as, for example, the requirement that postings be made anonymously), or that is otherwise judged to be inappropriate.

Security & transmission over the net

This transmission of data or information (including communications by e-mail) over the internet or other publicly accessible networks is inherently not secure, and is subject to possible loss, interception, or alteration while in transit. Accordingly, Kregzo does not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, including without limitation transmissions involving the exchange of e-mail with Kregzo containing your personal information. While Kregzo shall take commercially reasonable steps to safeguard the privacy of the information you provide to Kregzo and shall treat such information in accordance with Kregzo’s Privacy  Policy, in no event will the information you provide to Kregzo be deemed to be confidential with respect to Kregzo, create any fiduciary obligations to you on Kregzo’s part, or result in any liability to you on Kregzo’s part in the event that such information is inadvertently released by Kregzo or accessed by third parties without Kregzo’s consent.

Indemnification by User

If you do something on Kregzo that winds up getting us sued, you have to help defend us.

You agree to indemnify, defend, and hold Kregzo and Kregzo’s affiliates, business partners, officers, directors, employees, and agents harmless from any loss, liability, claim, action, suit, demand, damage, or expense (including reasonable legal fees, costs of investigation and court costs) asserted by any third party relating in any way to, or in respect of, your use of the Services, any third party applications, software, information, content, and/or materials you post or share on or through the Services, or breach of these Website Terms & Conditions. Kregzo reserves the right to assume the exclusive defence and control of any matter subject to indemnification by you, which shall not excuse your indemnity obligations.

Third party

If you follow a link to another website, what ahppens there is between you and them – not us.

Kregzo may contain link to another website. (For instance, project pages, user profiles, design links, survey links, etc. may link to other websites). When you access third – party websites, you do so at your own risk. We don’t control or endorse those sites.

Any hypertext links or pointers to third party web sites and references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by KREGZO of:

  • the organisations that operate such websites;
  • the information, content, privacy policies or other terms of use on such websites; or,
  • such third-party products and services.

As KREGZO has no control or responsibility over, and does not investigate, monitor, or check for accuracy third party web sites or information and/or content maintained by other organisations, or for products and services offered by third parties, and KREGZO does not assume any liability for your use of any of the foregoing.

If you decide to exit the Services and access third party web sites, you acknowledge and agree that you do so at your own risk and you should be aware that these Website Terms & Conditions no longer govern.

Force Majeure

In addition to applicable disclaimers stated above, Kregzo’s performance under these Website Terms & Conditions shall be excused in the event of interruption and / or delay due to, or resulting from, causes beyond its reasonable control, including but not limited to act of God, acts of any government, war or other hostility, civil disorder, the elements, fire, flood, earthquake, explosion, embargo, acts of terrorism, power failure, equipment failure, industrial or labour disputes or controversies, acts of any third-party data provider(s) or other third-party information provider(s), third-party software, or communication method interruptions.

stuff we won't be responsible for

We don’t get involved between any dispute among team members.

Kregzo isn’t liable for any damages or losses related to your use of the Services. We don’t become involved in disputes between users, or between users and any third party relating to the use of the Services. We don’t oversee the performance or punctuality of projects, and we don’t endorse any content users submit to the Site. When you use the Services, you release Kregzo from claims, damages, and demands of every kind — known or unknown, suspected or unsuspected, disclosed or undisclosed — arising out of or in any way related to such disputes and the Services. All content you access through the Services is at your own risk. You’re solely responsible for any resulting damage or loss to any party.

your intellectual property

We don’t own the stuff you post on Kregzo. But when you post it, you’re giving us the permission to use or copy it however we need in order to run the site, or show people what’s happening on it. (We generally just use this to promote your projects and showcase our community on the website). You’re responsible for the content you post, and you’re vouching to us that it’s all okay to use.

Kregzo doesn’t own content you submit to us (your “Content”). But we do need certain licenses from you in order to perform our Services. When you submit a project for review, or launch a project, you agree to these terms:

  • We can use the content you’ve submitted.
    • You grant to us, and others acting on our behalf, the worldwide, non-exclusive, perpetual, irrevocable, royalty-free, sub licensable, transferable right to use, exercise, commercialise, and exploit the copyright, publicity, trademark, and database rights with respect to your Content.
  • When we use the content, we can make changes, like editing or translating it.
    • You grant us the right to edit, modify, reformat, excerpt, delete, or translate any of your Content.
  • You won’t submit stuff you don’t hold the copyright for (unless you have permission).
    • Your Content will not contain third-party copyrighted material, or material that is subject to other third-party proprietary rights, unless you have permission from the rightful owner of the material, or you are otherwise legally entitled to post the material (and to grand Kregzo all the license rights outlined here).
  • Any royalties or licensing on your Content are your responsibility.
    • You will pay all royalties and other amounts owed to any person or entity based on your Content, or on Kregzo’s hosting of that Content.
  • You promise that if we use your Content, we’re not violating anyone’s rights or copyrights.
    • If Kregzo or its users exploit or make use of your submission in the ways contemplated in this agreement, you promise that this will not infringe or violate the rights of any third party, including (without limitation) any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.
  • You’re responsible for the stuff you post.
    • All information submitted to the Site, whether publicly posted or privately transmitted, is the sole responsibility of the person from whom that content originated.
  • We’re not responsible for mistakes in your content.
    • Kregzo will not be liable for any errors or omissions in any content.

Deleting your account

You can delete your account at any time. Deleting your account won’t make the content you’ve already posted go away.

You can terminate your account at any time. All provisions of this agreement survive termination of an account, including our rights regarding any content you’ve already submitted to the Site. (For instance, if you’ve launched a project, deleting your account will not remove the project form the Site.)

Our rights

To operate, we need to be able to maintain control over what happens on our platform. Hence we reserve the right to make decisions to protect the health and integrity of our systems. We don’t take this power lightly, and we only use them when we absolutely have to.

Kregzo reserves these rights:

  • We can make changes to the Kregzo Site and Services without notice or liability.
  • We have the right to decide who’s eligible to use Kregzo. We can cancel accounts or decline to offer our Services. (Especially if you’re abusing them.) We can change our eligibility criteria at any time. If these things are prohibited by law where you live, then we revoke your right to use Kregzo in that jurisdiction.
  • We have the right to cancel any pledge to any Project/Idea/Business registration, at any time and for any reason.
  • We have the right to reject, cancel, interrupt, remove, or suspend any Project/Idea/Business at any time and for any reason.


Kregzo is not liable for any damages as a result of any of these actions, and it is our policy not to comment on the reasons for any such action.

Warranty disclaimer

We work hard to provide you with great services, but we can’t guarantee everything will always work perfectly. This site is presented as-is, without warranties.

You use our Services solely at your own risk. They are provided to you “as is” and “as available” and without warranty of any kind, express or implied.


Limitation of liability

If something bad happens as a result of your using Kregzo, we are not liable (beyond a small amount)

To the fullest extent permitted by law, in no events will Kregzo, its directors, employees, partners, suppliers, or content providers be liable for any indirect, incidental, punitive, consequential, special, or exemplary damages of any kind, including but not limited to:

  • resulting from your access to, use of, or inability to access or use the Services;
  • for any lost profits, data loss, or cost of procurement or substitute goods or services;
  • or
  • for any conduct of content of any third party on the Site. In no event shall Kregzo’s liability for direct damages be in excess of (in the aggregate) one hundred UAE Dirhams (AED 100.00).


If you have any questions or concerns about the Website, Services, or Terms and Conditions of the Platform, please feel free to contact us at “[email protected]

Our rules

Kregzo is a community supported platform aimed to bring your ideas to business.

We welcome and support ideas from a variety of categories: Smart City, Healthcare, FinTech, FashionTech, Technology, etc. Here are basic regulations every idea/business must follow:

  • Ideas must create something to share with others.
    • Kregzo can be used to create all sorts of Ideas: physical products, services. But every idea needs a plan for execution by creating something marvellous and sharing it with the world. Also at some point the creator of the idea should be able to say: “Here’s what we created. Enjoy!”
  • Ideas / Business must be honest and clearly presented.
    • Our community is solely built on trust and communication. Any idea / business can’t mislead people or misrepresent facts, and creators should be candid about what they plan to accomplish. When an idea involved manufacturing and distributing something, a physical product, we require creators to showcase actual prototype to followers of what they are making, and we prohibit photorealistic renderings.
  • Ideas / Business can’t fundraise for charity.
    • While we encourage and open our services to all nonprofit social ideas to launch their businesses successfully. We prohibit ideas to raise funds to donate to a charity or for a cause. (in future) Funds raised on Kregzo must go towards facilitating the idea / business outlined by the creator on his startup page.
  • Business can’t involve prohibited items.
    • We do not allow any of these things. We prohibit creators to offer these items as rewards / incentives to other users.
      • Any item claiming to cure, treat, or prevent an illness or condition (whether via a device, app, book, nutritional supplement, or other means).
      • Contests, coupons, gambling, and raffles.
      • Energy food and drinks.
      • Offensive materials. (e.g., hate speech, encouraging violence against others, etc.)
      • Offering a genetically modified organism as a reward.
      • Live animals. Projects cannot include live animals as a reward.
      • Offering alcohol as a reward.
      • Offering financial, money-processing, or credit services; financial intermediaries or cash-equivalent instruments; travel services(e.g., vacation packages); phone services (e.g., prepaid phone services, 900 numbers); and business marketing services.
      • Political fundraising.
      • Pornographic material.
      • Projects that share things that already exist, or repackage a previously-created product, without adding anything new or aiming to iterate on the idea in any way.
      • Resale. All rewards must have been produced or designed by the project or one of its creators – no reselling things from elsewhere.
      • Drugs, nicotine, tobacco, vaporisers and related paraphernalia.
      • Weapons, replicas of weapons, and weapon accessories.


If your project involved something illegal, heavily regulated, or potentially dangerous for users and it is not on this list, please contact us before starting your project.

These rules don’t cover every possible use of Kregzo, but they explain our purpose and perspective.